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About Us

Meet the Team

About Us

The Mortgage Clinic was founded in early 2015..

By Helmut Elstner, Mortgage Broker, Mortgage Adviser and Insurance Broker, from Dungannon and educated at Queens University Belfast. It is a young and innovative company that provides independent Mortgage advice and Insurance advice. We have close links to the local property market and estate agencies, so you can be sure that we are true experts in the mortgage market! We are located conveniently located in the City East Business Centre, and we also are available for home visits to accommodate you wherever you are based. Customer service is paramount, and our mission is to deliver expert advice to those that need it the most, so borrowing on property seems as stress free as possible! We support clients at all levels, from first-time buyers to experienced investors, and we would be delighted to help and advise you whatever your needs are.

 

The Mortgage Clinic Belfast offers independent mortgage advice for:

  • First Time Buyer Mortgages
  • Buy to Let Mortgages
  • Self Build Mortgages
  • Home Movers Mortgages
  • Remortgage / New Mortgage Deals
  • Co-Ownership Mortgages

We are also Independent Insurance Brokers for:

  • Life Insurance & Critical Illness insurance
  • Accident & Sickness Insurance
  • Home Insurance, Building Insurance & Contents Insurance
  • Private Health Insurance or Private Medical Insurance
  • Income Protection insurance
  • Redundancy Insurance
  • Landlord Insurance, Building Insurance & Contents Insurance
  • Commercial Insurance

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Why Choose Us

We are the Number 1 reviewed (five star) Mortgage Advice company in Belfast and beyond by Google. Contact us today for trusted advice.

We are familiar with the lending criteria for all of the major lenders, we look out for pitfalls and problems on your behalf and increase your chances of having a successful mortgage application.

We offer independent advice, and can find you the best deals available for your circumstances!

Book your free Initial Mortgage Planning Consultation

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Buying your first home is an exciting time but choosing a mortgage adviser and getting mortgage advice can also be quite daunting. At The Mortgage Clinic we want to take away some of the worries you may have around the finances of buying a home. Our Free Initial Mortgage Planning Consultation does just that!

People move house for many different reasons. Whether you need to upsize or downsize or just fancy a change of scenery there is always lots to think about. At The Mortgage Clinic we want to answer the questions you may have around the finances of moving home. By using a mortgage broker like The Mortgage Clinic, we will help you shop for the best deal for your circumstances. Our Free Home Mover’s Mortgage Planning Consultation does just that!

The Mortgage Clinic was founded in early 2015 by Helmut Elstner, Mortgage Advisor who unlike the name suggests is from N.Ireland. It is a young and innovative company that provides independent free Mortgage advice. We have close links to the local property market and estate agencies, so you can be sure that we are true experts in the mortgage market!

Helmut Elstner

Independent Mortgage Broker and Insurance Advisor
Managing Director

Email: helmutelstner@themortgageclinicuk.co.uk

Phone: 07736317045

Helmut Elstner

Independent Mortgage Broker and Insurance Advisor
Managing Director

helmutelstner@themortgageclinicuk.co.uk

07736317045

Helmut started working in financial services in early 2012 and founded The Mortgage Clinic in Belfast in early 2015. He specialises in all types of mortgages from First Time Buyer, Co-ownership, Self Build, Home Movers, Remortgages, Debt consolidation, to Buy to Let. He can search and compare deals across the whole of the mortgage market in a wide range of mortgage types, ensuring that you get the best deal available for you on any given day, and has access to many ‘Broker only’ banks & building societies and exclusive deals.

“I provide a flexible local mortgage service to make things as stress free as possible for you during your home-buying journey whilst delivering the highest standards of care. I achieve an enormous sense of satisfaction being involved in such an important stage of my clients’ lives, when they buy their first homes together”

Chris Kelly

Independent Mortgage Broker & Insurance Advisor

Email: chriskelly@themortgageclinicuk.co.uk

Phone: 07702104475

Chris Kelly

Independent Mortgage Broker & Insurance Advisor

chriskelly@themortgageclinicuk.co.uk

07702104475

Chris joined The Mortgage Clinic in 2017 after spending 5 years working in banking where he gained a firm grasp on the financial services industry. Within his first year of making the switch to the world of independent mortgage advice Chris was nominated for an award by a major UK bank. He specialises in all types of mortgages from First Time Buyer, Co-ownership, Self Build, Home Movers, Remortgages, Debt consolidation, to Buy to Let. He can search and compare deals across the whole of the mortgage market in a wide range of mortgage types, ensuring that you get the best deal available for you on any given day, and has access to many ‘Broker only’ banks & building societies and exclusive deals.

“Getting our customers a mortgage is only half the job, the other half is providing the correct advice so they can stay in their home. There is no better feeling than knowing a customer is leaving the office with the peace of mind, that they don’t need to worry about having a mortgage”

Filip Klimek

Independent Mortgage Broker & Insurance Advisor

Email: filipklimek@themortgageclinicuk.co.uk

Phone: 07533593040

Filip Klimek

Independent Mortgage Broker & Insurance Advisor

filipklimek@themortgageclinicuk.co.uk

07533593040

Filip graduated from Business University in Poland gaining a Master Degree in Finance Management. In 2010 after moving to Northern Ireland he started his own firm helping other Entrepreneurs with their financial matters. He started working as an Insurance Adviser in 2015 working for a national network. He joined The Mortgage Clinic in 2018 to further his career as an Independent Mortgage Adviser He specialises in all types of mortgages from First Time Buyer, Co-ownership, Self Build, Home Movers, Remortgages, Debt consolidation, to Buy to Let. He can search and compare deals across the whole of the mortgage market in a wide range of mortgage types, ensuring that you get the best deal available for you on any given day, and has access to many ‘Broker only’ banks & building societies and exclusive deals.

“My main goal as an Independent advisor is to find the best mortgage deal and insurance cover for my clients based on his current circumstances and needs. I approach each client individually with the purpose of providing the highest level of service.”

Filip ukończył studia wyższe o kierunku Zarządzanie i Marketing ze specjalizacją Zarządzanie Finansami. W 2010 roku przeprowadził się na stałe do Irlandii Północnej gdzie otworzył firmę Biuro Profit, której klientami są osoby prowadzące działałność gospodarczą. W 2015 roku rozpoczął pracę jako doradca ubezpieczeniowy. Od 2018 reprezentuje firmę The Mortgage Clinic jako niezależny doradca finansowy. Posiada dostęp do wielu banków, towarzystw kredytowych oraz ofert dostępnych wyłącznie dla niezależnych doradców kredytowych i brokerów. Specjalizuje się w kredytach hipotecznych dla osób kupujących nieruchomość po raz pierwszy, przekredytowaniach obecnych umów, kredytach z opcją współwłasności oraz kupna nieruchomości pod wynajem.

„Jako niezależny doradca finansowy chcę, aby klient zawsze otrzymał najlepszą ofertę kredytową lub ubezpieczeniową dopasowaną do jego obecnej sytuacji oraz potrzeb. Każdego klienta traktuję w sposób priorytetowy, a jego zadowolenie ma dla mnie nadrzędne znaczenie. ”

Caolan Coyle

Independent Mortgage Broker & Insurance Advisor

Email: caolancoyle@themortgageclinicuk.co.uk

Phone: 07561807334

Caolan Coyle

Independent Mortgage Broker & Insurance Advisor

caolancoyle@themortgageclinicuk.co.uk

07561807334

Caolan began his journey into financial services in early 2018 and joined The Mortgage Clinic early 2019, and is based in the Dungannon, Coalisland and Mid Ulster area. He specialises in all types of mortgages from First Time Buyer, Co-ownership, Self Build, Home Movers, Remortgages, Debt consolidation, to Buy to Let. He can search and compare deals across the whole of the mortgage market in a wide range of mortgage types, ensuring that you get the best deal available for you on any given day, and has access to many ‘Broker only’ banks & building societies and exclusive deals.

‘Having experienced first hand the stress and worry of finding a Mortgage deal – I know the importance of finding an independent Mortgage Advisor early on in the process and hope to ease the process by providing a quality customer focused service to people in the Mid Ulster area and beyond’

Sheena Lalsingh

Independent Mortgage & Insurance Advisor

Email: sheenalalsingh@themortgageclinicuk.co.uk

Phone: 07488391453

Sheena Lalsingh

Independent Mortgage & Insurance Advisor

sheenalalsingh@themortgageclinicuk.co.uk

07488391453

Sheena comes from a Financial Services background and rose through the ranks with a major UK Bank receiving at least one promotion a year throughout her time there. 

Sheena left the Bank in 2019 to become self-employed Mortgage Broker with a National Network and joined The Mortgage Clinic in August 2020 to further her career as an Independent Mortgage Broker. She specialises in all types of mortgages from First Time Buyer, Co-ownership, Self Build, Home Movers, Remortgages, Debt consolidation, to Buy to Let. She can search and compare deals across the whole of the mortgage market in a wide range of mortgage types, ensuring that you get the best deal available for you on any given day, and has access to many ‘Broker only’ banks & building societies and exclusive deals.

“I specialise in helping First Time Buyers relieve any anxiety, stress or worry when it comes buying their first home. I love all things complicated and challenging and nothing makes me happier when my clients move into their dream home when they thought getting a Mortgage wouldn’t be possible”.

Request a callback

9 + 7 =

Data notice:
You consent to us storing and using your name, email address, IP address and phone number for the purposes of responding to your enquiry. For more information please see our privacy policy.

We will never share your information with a 3rd party. We hate spam just as much as you do!

Why Choose Us for MortGage Rates NI

We are the Number 1 reviewed (five star) Mortgage Advice company in Belfast and beyond by Google. Contact us today for trusted advice.

We are familiar with the lending criteria for all of the major lenders, we look out for pitfalls and problems on your behalf and increase your chances of having a successful mortgage application.

We offer independent advice, and can find you the best deals available for your circumstances!

From Our Clients

"Cannot recommend this mortgage adviser highly enough. I came across Helmut’s website after searching online, and I am so pleased that I made contact. Being a first time buyer, I was apprehensive about the options available to me. My first point of contact in looking into a mortgage was with my own bank, I then compared this to a few other highstreet banks, but I was not pleased with the options that they were offering. When I first met with Helmut, I explained my financial position to him and he was confident that he could assist me. He found several mortgages that I was eligible for, and they were at a considerably different amount than the banks offered me initially." read more..

C. MCCabe, Crumlin

"As a first time buyer I was nervous about the house buying process. Helmut, mortgage advisor belfast at The Mortgage Clinic made the whole thing stress free and was very efficient with every detail. He organised both my mortgage and insurances, providing great mortgage advice and getting the best deals for me. I would like to thank Helmut for being so accommodating when meeting me and so meticulous meaning I didn’t have to worry about anything. I would definitely recommend anyone to use this service"

E. McNamee, Lurgan

"We sourced Helmut Elstner as our mortgage adviser. We were first time buyers and very new to the process. Helmut from The Mortgage Clinic was able to provide the guidance we needed and process all information in our home and at times that suited us. He was always in constant communication and was able to find us the best mortgage deals available in a very short space of time. His advice fee was very reasonable compared to any other mortgage adviser we had met. The mortgage he suggested was perfect for what we needed. The process felt much easier with Helmut on side and proceeded at a great pace. We would advise anyone to use Helmut from The Mortgage Clinic for any mortgage or financial needs, a five star service!"

J&M, Belfast

"I would highly recommend The Mortgage Clinic to anyone. Helmut dealt with my first mortgage and then re-mortgage in a very professional and efficient manner. Dealing with an independent mortgage advisor gave a flexibility to pick tailored product that worked for me. Helmut brought to my attention details I would have never considered and saved me a lot of money and hassle.
I felt well looked after and that my needs were the priority. The best mortgage advisor I have ever came across and I have high confidence in his services.
Thank you !"

Miss E Piasecka