About Us
Belfast & Northern Ireland’s Award Winning
Winner Best Independent Mortgage Advisory N.Ireland 2020
Winner Best Independent Mortgage Advisory N.Ireland 2020
Best Mortgage Broker Belfast 2021
Best Mortgage Broker Belfast 2021
Number 1 rated Mortgage Advisors in Belfast and N.Ireland
Number 1 rated Mortgage Advisors in Belfast and N.Ireland
Top rated Adviser 2021
Top rated Adviser 2021
Winner Mortgage Broker of the Year 2020
Winner Mortgage Broker of the Year 2020
The Mortgage Clinic was founded in early 2015..
By Helmut Elstner, Mortgage Broker, Mortgage Adviser and Insurance Broker from Dungannon and educated at Queens University Belfast. It is a young and innovative company that provides independent Mortgage advice and Insurance advice. We have close links to the local property market and estate agencies, so you can be sure that we are true experts in the mortgage market! We are located conveniently located in the City East Business Centre, and we also are available for home visits to accommodate you wherever you are based. Customer service is paramount, and our mission is to deliver expert advice to those that need it the most, so borrowing on property seems as stress free as possible! We support clients at all levels, from first-time buyers to experienced investors, and we would be delighted to help and advise you whatever your needs are.
The Mortgage Clinic Belfast offers independent mortgage advice for:
- First Time Buyer Mortgages
- Buy to Let Mortgages
- Self Build Mortgages
- Home Movers Mortgages
- Remortgage / New Mortgage Deals
- Co-Ownership Mortgages
We are also Independent Insurance Brokers for:
- Life Insurance & Critical Illness insurance
- Accident & Sickness Insurance
- Home Insurance, Building Insurance & Contents Insurance
- Private Health Insurance or Private Medical Insurance
- Income Protection insurance
- Redundancy Insurance
- Landlord Insurance, Building Insurance & Contents Insurance
- Commercial Insurance
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Why Choose Us
We are the Number 1 reviewed (five star) ★★★★★ Mortgage Advice company in Belfast and beyond by Google. Contact us today for trusted advice.
We are familiar with the lending criteria for all of the major lenders, we look out for pitfalls and problems on your behalf and increase your chances of having a successful mortgage application .
We offer independent advice, and can find you the best deals available for your circumstances!
Book your free Initial Mortgage Planning Consultation
Buying your first home is an exciting time but choosing a mortgage adviser and getting mortgage advice can also be quite daunting. At The Mortgage Clinic we want to take away some of the worries you may have around the finances of buying a home. Our Free Initial Mortgage Planning Consultation does just that!
People move house for many different reasons. Whether you need to upsize or downsize or just fancy a change of scenery there is always lots to think about. At The Mortgage Clinic we want to answer the questions you may have around the finances of moving home. By using a mortgage broker like The Mortgage Clinic, we will help you shop for the best deal for your circumstances. Our Free Home Mover’s Mortgage Planning Consultation does just that!
The Mortgage Clinic was founded in early 2015 by Helmut Elstner, Mortgage Advisor who unlike the name suggests is from N.Ireland. It is a young and innovative company that provides independent free Mortgage advice. We have close links to the local property market and estate agencies, so you can be sure that we are true experts in the mortgage market!
Helmut Elstner
Independent Mortgage Broker and Insurance Advisor
Managing Director
Email: helmutelstner@themortgageclinicuk.co.uk
Phone: 07736317045
Helmut started working in financial services in early 2012 and founded The Mortgage Clinic in Belfast in early 2015. He specialises in all types of mortgages from First Time Buyer, Co-ownership, Self Build, Home Movers, Remortgages, Debt consolidation, to Buy to Let. He can search and compare deals across the whole of the mortgage market in a wide range of mortgage types, ensuring that you get the best deal available for you on any given day, and has access to many ‘Broker only’ banks & building societies and exclusive deals.
“I provide a flexible local mortgage service to make things as stress free as possible for you during your home-buying journey whilst delivering the highest standards of care. I achieve an enormous sense of satisfaction being involved in such an important stage of my clients’ lives, when they buy their first homes together”
Helmut Elstner
Independent Mortgage Broker and Insurance Advisor
Managing Director
helmutelstner@themortgageclinicuk.co.uk
07736317045
Filip Klimek
Independent Mortgage Broker & Insurance Advisor
Email: filipklimek@themortgageclinicuk.co.uk
Phone: 07533593040
Filip graduated from Business University in Poland gaining a Master Degree in Finance Management. In 2010 after moving to Northern Ireland he started his own firm helping other Entrepreneurs with their financial matters. He started working as an Insurance Adviser in 2015 working for a national network. He joined The Mortgage Clinic in 2018 to further his career as an Independent Mortgage Adviser He specialises in all types of mortgages from First Time Buyer, Co-ownership, Self Build, Home Movers, Remortgages, Debt consolidation, to Buy to Let. He can search and compare deals across the whole of the mortgage market in a wide range of mortgage types, ensuring that you get the best deal available for you on any given day, and has access to many ‘Broker only’ banks & building societies and exclusive deals.
“My main goal as an Independent advisor is to find the best mortgage deal and insurance cover for my clients based on his current circumstances and needs. I approach each client individually with the purpose of providing the highest level of service.”
Filip ukończył studia wyższe o kierunku Zarządzanie i Marketing ze specjalizacją Zarządzanie Finansami. W 2010 roku przeprowadził się na stałe do Irlandii Północnej gdzie otworzył firmę Biuro Profit, której klientami są osoby prowadzące działałność gospodarczą. W 2015 roku rozpoczął pracę jako doradca ubezpieczeniowy. Od 2018 reprezentuje firmę The Mortgage Clinic jako niezależny doradca finansowy. Posiada dostęp do wielu banków, towarzystw kredytowych oraz ofert dostępnych wyłącznie dla niezależnych doradców kredytowych i brokerów. Specjalizuje się w kredytach hipotecznych dla osób kupujących nieruchomość po raz pierwszy, przekredytowaniach obecnych umów, kredytach z opcją współwłasności oraz kupna nieruchomości pod wynajem.
„Jako niezależny doradca finansowy chcę, aby klient zawsze otrzymał najlepszą ofertę kredytową lub ubezpieczeniową dopasowaną do jego obecnej sytuacji oraz potrzeb. Każdego klienta traktuję w sposób priorytetowy, a jego zadowolenie ma dla mnie nadrzędne znaczenie. ”
Filip Klimek
Independent Mortgage Broker & Insurance Advisor
filipklimek@themortgageclinicuk.co.uk
07533593040
Caolan Coyle
Independent Mortgage Broker & Insurance Advisor
Email: caolancoyle@themortgageclinicuk.co.uk
Phone: 07561807334
Caolan began his journey into financial services in early 2018 and joined The Mortgage Clinic early 2019, and is based in the Dungannon, Coalisland and Mid Ulster area. He specialises in all types of mortgages from First Time Buyer, Co-ownership, Self Build, Home Movers, Remortgages, Debt consolidation, to Buy to Let. He can search and compare deals across the whole of the mortgage market in a wide range of mortgage types, ensuring that you get the best deal available for you on any given day, and has access to many ‘Broker only’ banks & building societies and exclusive deals.
‘Having experienced first hand the stress and worry of finding a Mortgage deal – I know the importance of finding an independent Mortgage Advisor early on in the process and hope to ease the process by providing a quality customer focused service to people in the Mid Ulster area and beyond’
Caolan Coyle
Independent Mortgage Broker & Insurance Advisor
caolancoyle@themortgageclinicuk.co.uk
07561807334
Sheena Lalsingh
Independent Mortgage & Insurance Advisor
Email: sheenalalsingh@themortgageclinicuk.co.uk
Phone: 07488391453
Sheena comes from a Financial Services background and rose through the ranks with a major UK Bank receiving at least one promotion a year throughout her time there.
Sheena left the Bank in 2019 to become self-employed Mortgage Broker with a National Network and joined The Mortgage Clinic in August 2020 to further her career as an Independent Mortgage Broker. She specialises in all types of mortgages from First Time Buyer, Co-ownership, Self Build, Home Movers, Remortgages, Debt consolidation, to Buy to Let. She can search and compare deals across the whole of the mortgage market in a wide range of mortgage types, ensuring that you get the best deal available for you on any given day, and has access to many ‘Broker only’ banks & building societies and exclusive deals.
‘I specialise in helping First Time Buyers relieve any anxiety, stress or worry when it comes buying their first home. I love all things complicated and challenging and nothing makes me happier when my clients move into their dream home when they thought getting a Mortgage wouldn’t be possible.’
Sheena Lalsingh
Independent Mortgage & Insurance Advisor
sheenalalsingh@themortgageclinicuk.co.uk
07488391453
Dean McGhee
Independent Mortgage & Insurance Advisor
Email: deanmcghee@themortgageclinicuk.co.uk
Phone: 07702104475
Dean comes from a Financial Services background and worked for one of the UK’s leading banks for over 10 years helping him gain vast experience right across the sector. Throughout his time there his roles ranged from a banking consultant, retail learning trainer and finally, a mortgage & protection advisor.
Dean left Banking in 2021 to join The Mortgage Clinic to further his career as an Independent Mortgage Broker. He specialises in all types of mortgages from First Time Buyer, Co-ownership, Home Movers, Remortgages and Buy to Let. He can search and compare deals across the whole of the mortgage market in a wide range of mortgage types, ensuring that you get the best deal available for you on any given day, and has access to many ‘Broker only’ banks & building societies and exclusive deals.
“I love meeting people and helping them realise their home owning dreams and aspirations! Moving home is such a decisive part of anyone’s life and it is a real privilege to be a small part of that. I have access to the best deals on the market, whilst delivering an exceptional level of customer service means my customers leave extremely happy!”
Dean McGhee
Independent Mortgage & Insurance Advisor
deanmcghee@themortgageclinicuk.co.uk
07702104475
Conor Gorman
Independent Mortgage & Insurance Advisor
Email: conorgorman@themortgageclinicuk.co.uk
Phone: 07547401276
Conor first started his career in financial services working for a popular high street bank, he then progressed rapidly through the ranks while studying for his exams in mortgage advice.
Since working within the mortgage division for a high profile retail bank he also achieved numerous recognition awards in areas such as customer focus and service. He joined the Mortgage Clinic in 2021 in order to prosper and further his career.
Conor enjoys spending time with his friends and family, he enjoys hobbies such as Golf and Football and like most people loves a holiday abroad in the sun. .
He specialises in all types of mortgages from First Time Buyer, Co-ownership, Self Build, Home Movers, Remortgages, Debt consolidation, to Buy to Let. He can search and compare deals across the whole of the mortgage market in a wide range of mortgage types, ensuring that you get the best deal available for you on any given day, and has access to many ‘Broker only’ banks & building societies and exclusive deals.
“The process of buying your first home can be hard work and stressful, as an independent mortgage broker it is one of the best feelings giving your customer that call to let them know the good news – their mortgage has been approved!
It is my job to take the stress out of the process and create a simple straightforward route to achieving our clients goals while providing a high level of customer service for first time buyers and investors.”
Conor Gorman
Independent Mortgage & Insurance Advisor
conorgorman@themortgageclinicuk.co.uk
07547401276
Your first meeting is FREE of charge.
If you instruct us to work on your behalf there will usually be a research and implementation fee. The actual amount you pay will depend upon your individual circumstances but a typical fee is £250 and this is payable when you instruct us.
FROM OUR CLIENTS
“Cannot recommend this mortgage adviser highly enough. I came across Helmut’s website after searching online, and I am so pleased that I made contact. Being a first time buyer, I was apprehensive about the options available to me. My first point of contact in looking into a mortgage was with my own bank, I then compared this to a few other highstreet banks, but I was not pleased with the options that they were offering. When I first met with Helmut, I explained my financial position to him and he was confident that he could assist me. He found several mortgages that I was eligible for, and they were at a considerably different amount than the banks offered me initially.” read more..
“As a first time buyer I was nervous about the house buying process. Helmut, mortgage advisor Lurgan at The Mortgage Clinic made the whole thing stress free and was very efficient with every detail. He organised both my mortgage and insurances, providing great mortgage advice and getting the best deals for me. I would like to thank Helmut for being so accommodating when meeting me and so meticulous meaning I didn’t have to worry about anything. I would definitely recommend anyone to use this service for Mortgage advice Lurgan“
“We sourced Helmut Elstner as our mortgage adviser. We were first time buyers and very new to the process. Helmut from The Mortgage Clinic was able to provide the guidance we needed and process all information in our home and at times that suited us. He was always in constant communication and was able to find us the best mortgage deals available in a very short space of time. His advice fee was very reasonable compared to any other mortgage adviser we had met. The mortgage he suggested was perfect for what we needed. The process felt much easier with Helmut on side and proceeded at a great pace. We would advise anyone to use Helmut from The Mortgage Clinic for any mortgage or financial needs, a five star service!”
“I would highly recommend The Mortgage Clinic to anyone. Helmut dealt with my first mortgage and then re-mortgage in a very professional and efficient manner. Dealing with an independent mortgage advisor gave a flexibility to pick tailored product that worked for me. Helmut brought to my attention details I would have never considered and saved me a lot of money and hassle.
I felt well looked after and that my needs were the priority. The best mortgage advisor I have ever came across and I have high confidence in his services.
Thank you !”