BELFAST CITY CENTRE: 028 9013 7392 | EAST BELFAST OFFICE: 028 9560 9410 | ORMEAU ROAD, BELFAST: 028 9521 9349 | LISBURN RD BELFAST: 028 9521 9351 | DROMORE: 028 9210 6060 | LISBURN: 028 9279 4300 | GLENGORMLEY: 028 9072 7636 | ARMAGH: 028 3743 0770 | LURGAN: 028 3898 4004 | DUNGANNON: 028 8747 0270 | COALISLAND: 075 6180 7334 | COOKSTOWN: 028 8673 1055 

Contact Your Local Branch

BELFAST, CITY CENTRE: 028 9013 7392
BELFAST, EAST OFFICE: 028 9560 9410
BELFAST, ORMEAU ROAD: 028 9521 9349
BELFAST, LISBURN ROAD: 028 9521 9351
DROMORE: 028 9210 6060
LISBURN: 028 9279 4300
GLENGORMLEY: 028 9072 7636
ARMAGH: 028 3743 0770
LURGAN: 028 3898 4004
DUNGANNON: 028 8747 0270
COALISLAND: 075 6180 7334
COOKSTOWN: 028 8673 1055

Recommendations for a Mortgage Adviser in Belfast

Belfast & Northern Ireland’s Award Winning

Mortgage
  • Brokers
  • Advisors

Winner Best Independent Mortgage Advisory N.Ireland 2020

Winner Best Independent Mortgage Advisory N.Ireland 2020

Best Mortgage Broker Belfast 2021

Best Mortgage Broker Belfast 2021

Number 1 rated Mortgage Advisors in Belfast and N.Ireland

Number 1 rated Mortgage Advisors in Belfast and N.Ireland

Top rated Adviser 2021

Top rated Adviser 2021

Winner Mortgage Broker of the Year 2020

Winner Mortgage Broker of the Year 2020

Mortgage Adviser Belfast

First-Time Buyers Mortgages

Cannot recommend this mortgage adviser highly enough. I came across Helmut’s website after searching online, and I am so pleased that I made contact. Being a first time buyer, I was apprehensive about the options available to me. My first point of contact in looking into a mortgage was with my own bank, I then compared this to a few other highstreet banks, but I was not pleased with the options that they were offering. When I first met with Helmut, I explained my financial position to him and he was confident that he could assist me. He found several mortgages that I was eligible for, and they were at a considerably different amount than the banks offered me initially.

Helmut continued to go the extra mile on every occasion; with his wealth of knowledge and consistent professionalism, I had confidence in every step of the way. No question or request was ever an issue. After finally finding the right property, I completed on the purchase and set up home insurance with Helmut’s assistance again. I will not hesitate one bit in returning to Helmut mortgage adviser belfast for any future mortgage advice that I may need, and recommend anyone in a similar circumstance to contact him first – don’t waste your time and money elsewhere!

C. McCabe, Crumlin

As a first time buyer I was nervous about the house buying process. Helmut, mortgage advisor Belfast at The Mortgage Clinic made the whole thing stress free and was very efficient with every detail. He organised both my mortgage and insurances, providing great mortgage advice and getting the best deals for me. I would like to thank Helmut for being so accommodating when meeting me and so meticulous meaning I didn’t have to worry about anything. I would definitely recommend anyone to use this service if you are looking for a mortgages Lurgan!

E. McNamee, Lurgan

We sourced Helmut Elstner as our mortgage adviser. We were first time buyers and very new to the process. Helmut from The Mortgage Clinic was able to provide the guidance we needed and process all information in our home and at times that suited us. He was always in constant communication and was able to find us the best mortgage deals available in a very short space of time. His advice fee was very reasonable compared to any other mortgage adviser we had met. The mortgage he suggested was perfect for what we needed. The process felt much easier with Helmut on side and proceeded at a great pace. We would advise anyone to use Helmut from The Mortgage Clinic for any mortgage or financial needs, a five star service!

J & M, Belfast

I would highly recommend The Mortgage Clinic to anyone. Helmut dealt with my first mortgage and then re-mortgage in a very professional and efficient manner. Dealing with an independent mortgage advisor gave a flexibility to pick tailored product that worked for me. Helmut brought to my attention details I would have never considered and saved me a lot of money and hassle.
I felt well looked after and that my needs were the priority. The best mortgage advisor I have ever came across and I have high confidence in his services.
Thank you !

Miss E Piasecka, Belfast

Contact Us today for a free mortgage planning consultation!

As first time buyers we didn’t really know where to start when it came to financing our first house.  But a workmate referred us to Helmut, Independent Mortgage Adviser belfast at The Mortgage Clinic.  Helmut was professional, courteous and thorough.  He helped us every step of the way.  He always met me at a time and location that fit around my busy work schedule.  He handled everything from offering mortgage advice to taking care of all the paperwork.  The process went smoothly and before we knew it our mortgage had gone through and we were standing in our first family home.  We couldn’t have been more satisfied with Helmut’s services and highly recommend him and The Mortgage Clinic to anyone seeking financial advice in the property market.

Mr & Mrs P McLaughlin, Lisburn

A really professional service that is quick and easy for a first time buyer.  Helmut worked around my schedule and met me at lunchtimes and after work.  I really felt he worked hard to give me good advice and find the best mortgage deals for me. I have already recommended The Mortgage Clinic and Helmut as a Mortgage Advisor, to others, two of whom have since used them.

Mr C. Donnelly, Belfast

We found out about The Mortgage Clinic through an estate agent showing us around some houses. We were first time buyers and weren’t too familiar with all that a mortgage application entails. After meeting Helmut mortgage adviser belfast from The Mortgage Clinic for the first time, we knew we were in good hands. He was extremely helpful and comprehensively explained all of the details, including the actual application process, comparing options for finance, home insurance, life/health insurance etc. He was always happy to take calls outside of normal working hours, and always very flexible when arranging appointments to meet with him. We had previously approached a few banks in relation to a mortgage, but none of these covered all the intricate details or provided the level of service that Helmut did. He was extremely efficient with our mortgage application, and it was completed within a few days. Also, each time there was an update with the application, he was always in touch with us to let us know what was happening. Overall, the service he provided was second to none, and we couldn’t have asked any more of him. It made the mortgage application a much easier process for us, and achieved an excellent result. We are very happy in our new home, and would have no hesitation at all in recommending Helmut as a friendly, efficient, and very thorough mortgage advisor!

R & SB, Belfast

As first time buyers we were delighted with the services provided by The Mortgage Clinic. Helmut’s dedication and passion for getting customers the best possible mortgage deals is clear to see. He scheduled appointments that were always convenient for us and often were out of the “normal” working hours. We are very satisfied customers and have already recommended the mortgage clinic to friends and family.

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Why Choose Us

We are the Number 1 reviewed (five star) ★★★★★ Mortgage Advice company in Belfast and beyond by Google. Contact us today for trusted advice.

We are familiar with the lending criteria for all of the major lenders, we look out for pitfalls and problems on your behalf and increase your chances of having a successful mortgage application .

We offer independent advice, and can find you the best deals available for your circumstances!

Book your free Initial Mortgage Planning Consultation

MD & KT, Belfast

Excellent First time buyer service provided for Husband & Wife. Our circumstances were unique as one of us carried an additional property mortgage & we wished to buy our own family home, with development potential, with the aim to upsize within 1-2 years.  Mortgage products were highlighted which we were unaware of & better value products when compared to what our primary high street bank could offer. We had an ambitious target of 10 weeks to arrange finance & move in. Once instructed our mortgage adviser belfast Helmut from The Mortgage Clinic kept us well informed throughout the process, providing updates by email & telephone so that delays were completely omitted as we were not waiting for information by post.

Mr & Mrs McQuillan, Bangor

As I was a first time buyer, I felt so much hassle with buying my first home. Helmut Elstner from The Mortgage Clinic has helped me understand the process from A-Z. He is very knowledgeable, responsive, reliable, professional, and friendly. It is worth every single penny I have paid for the service he provided me. I reserve no hesitation to recommend him to everyone, from first time buyers to buy to let investors.

Mr Cuong Cao, Belfast

Thank you very much for helping me to buy my first house! Helmut was a huge help and provided expert advice and support. Very professional, helpful and efficient service. Will be recommending him to others

Miss M Davies, Belfast

Thank you very much for all your help and support with my complex and challenging application! We did it! You have always been available when I needed your expertise. Will definitely use your company again in the future. Thank you!

Mr & Mrs Tourangin, Castlewellan

He is very professional, getting our mortgage sorted. He also helped us a lot with some unexpected issue with our solicitor.

Good service. recommend it.

Mr & Mrs Ding, Dunmurry

Helmut is very friendly and helpful. I was a first time buyer and had been to a couple of mortgage advisors, I was told by a friend to see Helmut and it was the best advice I could have gotten. He’s top notch guy who knows what he’s talking about and makes it easy to understand when things get confusing. Just let him do the work for you and your sorted.

Mr R. Montgomery, Belfast

Helmut was more than helpful in both advising on my mortgage and guiding me through all aspects of the house purchase. Great guy, would highly recommend

Mr C. Odoherty, Jordanstown

Helmut provided a very efficient service and was a pleasure to deal with. He has been very helpful with any further enquiries and has been a pleasure to deal with. I would recommend him highly to anybody seeking advice.

Mr C. Connolly, Belfast

Helmut at the Mortgage Clinic was more than helpful at helping us obtain our mortgage on our first home, he explained everything and was always at the end of the phone when needed. I wouldn’t hesitate to recommend him to anyone.

Miss S. McCoo, Jordanstown

Great impartial advice. The Mortgage Clinic was with me every step of the way in my goal of purchasing my first home. Fantastic service throughout. A very happy customer.

Mr C. Megoran, Belfast

Delighted with the service. Helmut is a very pleasant guy and couldn’t have done much more for me. His performance from start to finish could not be faulted in any way. Excellent service.

Mr S. McVeigh, Belfast

I found the Mortgage clinic online and from day 1, Helmut has been really helpful and considering. As a first time buyer, he guided me step by step in the process of my mortgage. He also advice me about the different insurances that will be useful for me. I felt totally confident in my purchase. Helmut is always available and I extremely recommend him. First class service

Miss F. Chevot, Belfast

As a first time buyer the service I received with Helmut was amazing as he made the whole experience seem effortless and dealt with all my questions and concerns, from start to finish he was polite professional and a credit to your company. Many thanks , Lisa

Miss L . Cullen, Belfast

Helmut was of great help as our mortgage adviser throughout the entire process to us as First Time buyers. He took the time to explain and advise everything we needed to know. He was readily available for any questions we had and in dealing with Estate Agents and Solicitors. He also helped to secure great Building/Contents insurance as well as Life Insurance and Critical Illness cover. Would definitely recommend the highly professional and personal service that Helmut and the Mortgage Clinic provide

E. McNickle, Newtownabbey

Worth every penny for the mortgage advice alone never mind all the work Helmut carried out on behalf of us. He made buying our first home easier than it would have been on our own.

R. Hall, Belfast

Helmut’s work as our mortgage advisor has been truly invaluable. He provided comprehensive, impartial advice regarding mortgage products and step by step guidance throughout the whole mortgage process. As first time buyers, we would have been lost without Helmut’s services!
In addition to this, he was instrumental in resolving a particularly complex and tricky issue with our mortgage surveyor. I feel that he really went above and beyond to resolve this issue and I know he spent considerable time helping us work through it. I cannot emphasise enough how grateful we both are for his role in purchasing our first home. Would highly recommend to everyone!

P. McCabe, Belfast

Contact Us today for a free mortgage planning consultation!

Home Movers Mortgages

I had sold my house and was aiming to purchase a new one.  I first phoned my bank, who weren’t very helpful on the phone even to arrange an appointment!  My friend suggested that I ‘Google’ Independent Mortgage Adviser in Northern Ireland and I found The Mortgage Clinic. The process was so easy and simple and answered all my questions and queries.  I was able to contact The Mortgage Clinic at any time and the appointments were always scheduled around my working hours. My mortgage application was completed very quickly. I was very satisfied with the Mortgage Clinic. I would definitely recommend the Mortgage Clinic to anyone that requires mortgage advice.  When the time comes around for me to renew my mortgage deal I will definitely be calling the Mortgage Clinic.

S.S Belfast

Helmut was great. Our mortgage situation was a little more complicated than most as we’re both self employed and own other properties.

He was professional start to finish, more than amiable and made the application process run smoothly.

We have since used Helmut for home insurance and personal insurance and I would not hesitate in recommending him.

Book your free Initial Mortgage Planning Consultation

Mr P. Jez & Mrs J. McCelland, Belfast

Helmut was absolutely fantastic in helping us get our mortgage sorted. We had quite unusual circumstances and he was very thorough, helpful and went out of his way to find us the best deal. He was also very aware of other issues – like stamp duty and house insurance that made our purchase miles easier. I cannot recommend his services enough!

Miss N. Woods, Bangor

Absolutely brilliant service from Helmut at the Mortgage Clinic in Belfast. I really couldn’t praise him enough…..Many many thanks! ?

Mr W. Jackson, Belfast

Buy To Let Mortgages

Helmut facilitated two buy to let remortgages for me as my bank would not offer them to me (even though I already had two with them). I was very pleased with the service, very good communication all the way especially contacting the solicitors and speeding up the process! I would have no hesitation in recommending Helmut & The Mortgage Clinic.

Mr J . Phillips, Belfast

I received excellent mortgage advice from Helmut at The Mortgage Clinic. He made the process simple and arranged everything for me. He helped guide me through all the various options, explaining everything clearly and got me the best mortgage deal on the market for my situation.

Mr K . McCaffrey, Belfast

Remortgage New Mortgage Deal by Mortgage Advisor Belfast

Without a doubt, Helmut Elstner is the best mortgage adviser we have come across. He secured us a great new mortgage deal as well as setting us up with better home and life insurance policies. Excellent service and advice provided from start to finish. We’ll definitely be back and would not consider going anywhere else – would highly recommend.

Mr & Mrs Caughey, Portaferry

After many unsuccessful mortgage applications my wife and I went to Helmut at The Mortgage Clinic. He kindly agreed to help. Within a week of providing the requested paperwork Helmut had our re-mortgage approved. This was a huge weight lifted off our shoulders. Helmut provided an extremely fast and efficient service, and also went onto look at better life and home insurance cover. My wife and I were more than happy with the service and have absolutely no issue recommending him for any financial help. We well definitely use The Mortgage Clinic in the future.

Mr & Mrs Sesay, Lisburn

First class. Friendly, efficient, no fuss, just the best mortgage deal available for your property at the current time. Smashed what my bank was offering. Just remortgaged and Helmut contacted us well ahead of time, best deal was sorted and in place making the transition seamless Highly recommend

Mr & Mrs Anderson, Crossgar

Helmut made my remortgage application as stress-free as possible. During the initial (free) consultation meeting, he searched the market comparing my existing deal to other suitable options, taking into consideration the fees and charges that would apply if moving my mortgage to another lender. He explained everything in detail and I feel I got a fantastic deal offering a much lower interest rate than with my previous mortgage provider. The overall process was extremely fast and efficient. Highly recommended. Thanks again Helmut for all your help.

Miss L Glover, Newtownabbey

Excellent service. Helmut is very thorough and explains the process in simple, everyday language. He made a re-mortgage application completely pain-free, and, fast ! Would definitely recommend and will use his services again.

Mr P.  Rice, Lurgan

Helmut is knowledgeable and professional and helped me secure a great deal when remortgaging. I would recommend his service to anyone looking for a mortgage.

Mr I. Palmer, Belfast

If you are looking for a Mortgage Adviser Belfast, the Mortgage Clinic is the highest rated Mortgage Adviser on Google, you can be sure of the best service with your interests of paramount importance.

Buying your first home is an exciting time but choosing a mortgage adviser and getting mortgage advice can also be quite daunting. At The Mortgage Clinic we want to take away some of the worries you may have around the finances of buying a home. Our Free Initial Mortgage Planning Consultation does just that!

People move house for many different reasons. Whether you need to upsize or downsize or just fancy a change of scenery there is always lots to think about. At The Mortgage Clinic we want to answer the questions you may have around the finances of moving home. By using a mortgage broker like The Mortgage Clinic, we will help you shop for the best deal for your circumstances. Our Free Home Mover’s Mortgage Planning Consultation does just that!

The Mortgage Clinic was founded in early 2015 by Helmut Elstner, Mortgage Advisor who unlike the name suggests is from N.Ireland. It is a young and innovative company that provides independent free Mortgage advice. We have close links to the local property market and estate agencies, so you can be sure that we are true experts in the mortgage market!

Your first meeting is FREE of charge.

If you instruct us to work on your behalf there will usually be a research and implementation fee. The actual amount you pay will depend upon your individual circumstances but a typical fee is £250 and this is payable when you instruct us.