The Mortgage Clinic Blog by Helmut Elstner

How to repay your Mortgage early

Posted on: Oct 2017

    A mortgage is probably the largest commitment that we will ever take out over the duration of our lives, and if taken out over 25 or 30 years we are never t...

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Becoming a landlord: A beginners Guide

Posted on: Sep 2017

Whether you find yourself becoming a landlord by accident or as a purposeful investor in the property market we here at The Mortgage Clinic have put together this guide. There are many factors to cons...

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A guide to finding a new mortgage deal… Remortgaging

Posted on: Jul 2017

Has your fixed interest rate expired or about to expire on your current mortgage deal? Monthly payments increased? If this is you then these are your options...Do nothing when your fixed intere...

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First Time Buyers Mortgage Advice: Help to Buy ISAs

Posted on: Jun 2017

Cash Bonus of Up to £3000 available for First Time Buyers! Open a Help to Buy ISAFirst time buyers must bear in mind that with historically low interest rates repayments on their mortgage may w...

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Mortgage Advice: Which Life Insurance & Critical Illness Cover?

Posted on: May 2017

How best to protect your Mortgage? At The Mortgage Clinic when we provide mortgage advice to homebuyers we also provide expert insurance advice to protect the mortgage and family. Although it is unpl...

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New Home Insurance Renewal Transparency Rules

Posted on: Apr 2017

Is Your Home Insurance due for renewal? Under new insurance renewal transparency rules which came into effect earlier this month when an insurance company contacts you to renew a home insurance polic...

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Best Mortgage Rates April 2017

Posted on: Apr 2017

Mortgage Rates have never been so cheap!Articles in the national press this week say mortgage rates have never been so cheap! and may fall even lower in the coming weeks (1) Buy to let lending has...

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Best Mortgage Deals March 2017

Posted on: Mar 2017

First time buyers Mortgage Deals have never been so cheap! Commentators in the national press this week say mortgage deals have never been so cheap! (1)Depending on factors such as the amount you...

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Is it better to take out a mortgage via a Mortgage Broker, or go it alone?

Posted on: Oct 2016

Already 60% of mortgages are brokered and thanks to new home loan rules that number is sure to growGone are the days when if you wanted a financial product as daunting – and expensive – as...

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Remortgage Advice: Saving money by Remortgaging

Posted on: Oct 2016

Has your Fixed interest rate expired on your current mortgage deal? Monthly payments increased? If this is you then you are likely to be thinking about the following options...however believe i...

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Mortgage Advice: Ways to improve your Credit Score

Posted on: Oct 2016

Have you been declined for credit or a mortgage application? Or not sure what your chances are? Follow the steps below to increase your chances of a successful applicationMake sure you are regist...

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Mortgage Adviser Belfast, Saving YOU money by changing to a new lender

Posted on: Sep 2016

Fixed interest rate due to expire on your current mortgage deal? How to save money by Remortgaging.If this is you then you are likely to be thinking about the following options...however believ...

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What does a Mortgage Broker do differently than your Bank?

Posted on: Sep 2016

At The Mortgage Clinic we help you avoid being declined, improve your chances of a successful application, and save you some money! Whether you are first time buyers or home movers, or looking for a ...

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Why use a Mortgage Adviser?

Posted on: Jul 2016

What does a mortgage adviser do that you can't? And why should you pay for their services when there are loads of other costs when moving home or remortgaging?If you're asking yourself these quest...

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First time buyers Mortgage Guide: Mortgage Advisor Belfast

Posted on: Jun 2016

Buying your first home is an exciting time but can also be quite daunting. Before you have decided on the right property for you there is a lot to think about and this guide will hopefully prove usefu...

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Remortgage and Save Money: Remortgage Advice Belfast

Posted on: May 2016

Fixed interest rate coming to an end? Save money by Remortgaging.When your current mortgage deal comes to the end of its fixed terms you are faced with the following options for the next period...

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Remortgage and save money ££: Mortgage Advisor Belfast

Posted on: May 2016

Is your current mortgage coming to an end? How to save money by remortgaging.When your current mortgage deal comes to the end of its fixed terms you are faced with the following options for th...

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The Benefits of visiting an Independent Mortgage Adviser

Posted on: May 2016

At The Mortgage Clinic we help to avoid mistakes, improve your chances of being accepted, and save you money. Whatever your level of experience with mortgages from first time buyers to home movers, o...

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November is Men’s Health Awareness Month Focus on Critical Illness Cover

Posted on: Oct 2015

November is Men’s Health Awareness Month – A time to focus on the health risks that face males in the UK. Do you know the risks?1 in 8 men will be diagnosed with prostate cancer at some poi...

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Time to review your Variable interest rate Mortgage product ? Independent Mortgage Advice Belfast

Posted on: Sep 2015

The Bank of England has held for another month - the 78th month in a row! But coming months are expected to bring changes and Mark Carney, Governor of Bank of England, has suggested the base rate will...

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