The Mortgage
Clinic Blog
Understanding and Obtaining a Buy-to-Let Mortgage
Ready to take the first step towards your investment future? Contact us today
Key Insights on Early Mortgage Repayment
Our mission is to empower you with the knowledge and tools to achieve financial independence through smart mortgage management.
Discover the Essentials of Self-Build Mortgages Now
Engaging with a mortgage broker in Lurgan early in the process can provide invaluable advice on structuring your budget and financing.
Avoiding Home Buying Mistakes
At The Mortgage Clinic in Cookstown, we understand that the path to homeownership is unique for every individual.
Navigating Mortgage Eligibility with The Mortgage Clinic in Lisburn
It’s exciting to start the process of becoming a homeowner, but determining your eligibility for a mortgage can have its own set of difficulties.
Why You Might Want to Think About Remortgaging
Avoid the stress of remortgaging by letting our expert mortgage brokers handle everything from the initial application to the final paperwork.
Book your free Initial Mortgage Planning Consultation
And then what happens?
- You view the properties you’re interested in, within the budget we have agreed
- When you find your favourite, register a bid
- Have a bid accepted and get your property ‘sale agreed’
- We check again for the best mortgage deal that’s right for your circumstances
- We complete your Co-Ownership application and mortgage application
- Property valuation is carried out by Co-Ownership and the chosen mortgage lender
- The Co-Ownership issues their decision letter
- Lender issues a mortgage offer
- In the meantime your solicitor will have been working in the background making the necessary checks etc
- Completion date agreed
- Collect your keys and get ready to move into your new home
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Your first meeting is FREE of charge.
If you instruct us to work on your behalf there will usually be a research and implementation fee. The actual amount you pay will depend upon your individual circumstances but a typical fee is £250 and this is payable when you instruct us.
FROM OUR CLIENTS
“Cannot recommend this mortgage adviser highly enough. I came across Helmut’s website after searching online, and I am so pleased that I made contact. Being a first time buyer, I was apprehensive about the options available to me. My first point of contact in looking into a mortgage was with my own bank, I then compared this to a few other highstreet banks, but I was not pleased with the options that they were offering. When I first met with Helmut, I explained my financial position to him and he was confident that he could assist me. He found several mortgages that I was eligible for, and they were at a considerably different amount than the banks offered me initially.” read more..
“As a first time buyer I was nervous about the house buying process. Helmut, mortgage advisor Lurgan at The Mortgage Clinic made the whole thing stress free and was very efficient with every detail. He organised both my mortgage and insurances, providing great mortgage advice and getting the best deals for me. I would like to thank Helmut for being so accommodating when meeting me and so meticulous meaning I didn’t have to worry about anything. I would definitely recommend anyone to use this service for Mortgage advice Lurgan“
“We sourced Helmut Elstner as our mortgage adviser. We were first time buyers and very new to the process. Helmut from The Mortgage Clinic was able to provide the guidance we needed and process all information in our home and at times that suited us. He was always in constant communication and was able to find us the best mortgage deals available in a very short space of time. His advice fee was very reasonable compared to any other mortgage adviser we had met. The mortgage he suggested was perfect for what we needed. The process felt much easier with Helmut on side and proceeded at a great pace. We would advise anyone to use Helmut from The Mortgage Clinic for any mortgage or financial needs, a five star service!”
“I would highly recommend The Mortgage Clinic to anyone. Helmut dealt with my first mortgage and then re-mortgage in a very professional and efficient manner. Dealing with an independent mortgage advisor gave a flexibility to pick tailored product that worked for me. Helmut brought to my attention details I would have never considered and saved me a lot of money and hassle.
I felt well looked after and that my needs were the priority. The best mortgage advisor I have ever came across and I have high confidence in his services.
Thank you !”