At The Mortgage Clinic we help to avoid mistakes, improve your chances of being accepted, and save you money.
Whatever your level of experience with mortgages from first time buyers to home movers, or looking for a new remortgage deal, right up to buy to let investors, this can be a daunting process as there is a vast number of mortgage products available from 100s of providers. It can be mind boggling to search through all of these providers and their products to ensure you get the best deal, and that you and your property meets their application criteria.
Can you afford to get it wrong?
Committing to take out a mortgage when buying your home or remortgaging is a massive financial commitment that you can’t afford to get wrong. You could find yourself out of pocket by selecting an inferior mortgage product or even worse end up being declined and losing your dream home.
We are expert Mortgage Advisers
We are qualified and licensed mortgage advisers, here to guide you through every step of the way. Banks and building societies will only offer you their own mortgage products, whereas an independent mortgage adviser will source mortgages from the whole of the market and find you the right product for your circumstances, which may be £100s to £1000s cheaper than a product offered by a bank or building society or sourced by yourself, when you consider the total cost including all fees attached to the mortgage deal
Can you find a suitable Mortgage deal yourself?
Even if you find what you think is a good mortgage product yourself you may not be accepted, criteria can vary from lender to lender, and larger deposits may be required as per the type of property that you are buying, or according to your credit score. In our experience its best to visit us first to avoid disappointment and wasted time, we know how each lender operates, their lending criteria, and which deals you’re likely to be eligible for.
We will talk about your credit score and history during our first consultation to ensure this doesn’t become an obstacle once you are at the application stage.
It’s not just about finding you the right deal and saving you money, we will process your application, liaise with the lender on your behalf, dealing with all the paperwork and sorting out problems for you ensuring the process runs as smooth and stress free as possible.
Don’t hesitate any longer, contact us now to make that initial contact, we are standing by and would be delighted to hear from you.