Life Insurance & Critical Illness Cover

Start your Quote

Life Insurance & Critical Illness Cover

Do you know there are cast differences between all Life Insurance & Critical Illness policies on the market today?

Differences to be aware of…

  • Each Life Insurance provider covers a different number of Critical Illnesses ranging from about 15 to 170 The more the better!
  • Some pay out claims upon early disease diagnosis, others require severe illness diagnosis. Early is best letting you have treatment to get better!
  • Partial claims and full claims may be paid out.
  • Some Policies may get more expensive as you get older, others will stay the same throughout the duration
  • The best insurers publish their statistics on claims paid out the others do not.

Your Aim: To have Insurance in place which gives you a high chance of making a successful claim, covering the Illnesses that you are likely to get!

Our Service is simple…. We analyse the benefits of all policies on the market for you, and arrange a policy offering you the most Critical Illnesses covered with early disease diagnosis payout!
It is our aim therefore to make sure you have the best cover and increase your chances of a successful claim.

When you purchase a property you are most likely acquiring your largest and most expensive asset. You will have gathered together precious savings to help pay for it, put thought into arranging a mortgage, spent time picking it and decorated it with love and care. But… What happens if you are struck with a critical illness and no longer able to work? Or if your partner dies suddenly leaving you to survive with the mortgage on your own? Who pays for your mortgage payments? If your mortgage payments aren’t met you risk losing this precious and valuable asset! Do you have adequate Life Insurance & Critical Illness Cover?

Request a Callback

3 + 15 =

Data notice:
You consent to us storing and using your name, email address, IP address and phone number for the purposes of responding to your enquiry. For more information please see our privacy policy.

We will never share your information with a 3rd party. We hate spam just as much as you do!

Why Choose Us

We are the Number 1 reviewed (five star) Mortgage Advice company in Belfast and beyond by Google. Contact us today for trusted advice.

We are familiar with the lending criteria for all of the major lenders, we look out for pitfalls and problems on your behalf and increase your chances of having a successful mortgage application.

We offer independent advice, and can find you the best deals available for your circumstances!

At The Mortgage Clinic we want to make sure that you can keep your home no matter what happens. We always recommend full cover to protect your mortgage in the event that you die prematurely or are diagnosed with a critical illness.

 

Did you know?

  • 1 in 2 people in the UK with develop some form of cancer during their lifetime (Cancer Research UK 2016)
  • Every year 150,000 people in the UK have a stroke*
  • There are around 103,000 heart attacks in the UK each year*
  • There are an estimated 100,000 people living with Multiple Sclerosis in the UK*

These 4 illnesses – Cancer, Stroke, Heath Attack and Multiple Sclerosis – are the most common reason for Critical Illness claims.

What would you do if the worst happened to you or your partner? The good news is that survival rates are improving but it is more important than ever to be financially prepared.

At The Mortgage Clinic we will discuss your protection needs fully to make sure that you have cover in place to suit your needs and your budget.

We are independent insurance brokers for Life Insurance & Critical Illness cover and our hand-picked insurers provide various levels of cover, with additional benefits available, and all have excellent claim payment history. We want to help you and your family financially in the event of a premature death or critical illness hitting the household, allowing you to look after what really matters – you and your loved ones!

* Claims statistics from Friends Life 2015

Book your free Life Insurance Review

Book Now

Request a callback

5 + 15 =

Data notice:
You consent to us storing and using your name, email address, IP address and phone number for the purposes of responding to your enquiry. For more information please see our privacy policy.

We will never share your information with a 3rd party. We hate spam just as much as you do!

Why Choose Us

We are the Number 1 reviewed (five star) Mortgage Advice company in Belfast and beyond by Google. Contact us today for trusted advice.

We are familiar with the lending criteria for all of the major lenders, we look out for pitfalls and problems on your behalf and increase your chances of having a successful mortgage application.

We offer independent advice, and can find you the best deals available for your circumstances!

From Our Clients

"Cannot recommend this mortgage adviser highly enough. I came across Helmut’s website after searching online, and I am so pleased that I made contact. Being a first time buyer, I was apprehensive about the options available to me. My first point of contact in looking into a mortgage was with my own bank, I then compared this to a few other highstreet banks, but I was not pleased with the options that they were offering. When I first met with Helmut, I explained my financial position to him and he was confident that he could assist me. He found several mortgages that I was eligible for, and they were at a considerably different amount than the banks offered me initially." read more..

C. MCCabe, Crumlin

"As a first time buyer I was nervous about the house buying process. Helmut, mortgage advisor belfast at The Mortgage Clinic made the whole thing stress free and was very efficient with every detail. He organised both my mortgage and insurances, providing great mortgage advice and getting the best deals for me. I would like to thank Helmut for being so accommodating when meeting me and so meticulous meaning I didn’t have to worry about anything. I would definitely recommend anyone to use this service ?"

E. McNamee, Lurgan

"We sourced Helmut Elstner as our mortgage adviser. We were first time buyers and very new to the process. Helmut from The Mortgage Clinic was able to provide the guidance we needed and process all information in our home and at times that suited us. He was always in constant communication and was able to find us the best mortgage deals available in a very short space of time. His advice fee was very reasonable compared to any other mortgage adviser we had met. The mortgage he suggested was perfect for what we needed. The process felt much easier with Helmut on side and proceeded at a great pace. We would advise anyone to use Helmut from The Mortgage Clinic for any mortgage or financial needs, a five star service!"

J&M, Belfast

"I would highly recommend The Mortgage Clinic to anyone. Helmut dealt with my first mortgage and then re-mortgage in a very professional and efficient manner. Dealing with an independent mortgage advisor gave a flexibility to pick tailored product that worked for me. Helmut brought to my attention details I would have never considered and saved me a lot of money and hassle.
I felt well looked after and that my needs were the priority. The best mortgage advisor I have ever came across and I have high confidence in his services.
Thank you !"

Miss E Piasecka

Recent Posts

Why do businesses need public liability insurance?!

  What is public liability insurance and who needs it? Disasters don't just happen to other people. Well they do, but they can most definitely, happen to you as well, so it's important you plan ahead should disaster strike. This is why it is important for...

Have you done your homework before buying a property?

Buying your first property is an incredibly exciting time.... But we can get caught up in the emotion and fail to do some essential homework! Prior to viewing a Property Arrange a mortgage planning appointment to ensure there will be no issues gaining a mortgage and...

Sick Pay For the Self Employed: Income Protection Insurance

Each year 1 million people in the UK find themselves unable to work due to serious illness or injury (money advice service 2017), and for those that are self employed there is no option of employer sick pay available. Income Protection Insurance is designed to pay a...

More Good News for First Time Buyers

Stamp Duty Axed for Most First Time Buyers   The Chancellor recently announced with immediate effect, that first time buyers will pay 0% stamp duty on the first £300,000 for property purchases up to £500,000 in the autumn budget. This will come as welcome news in...

How to repay your Mortgage early

A mortgage is probably the largest commitment that we will ever take out over the duration of our lives, and if taken out over 25 or 30 years we are never truly are free of the largest monthly commitment until it is repaid in full. Of course taking out a mortgage and...

Why do businesses need public liability insurance?!

  What is public liability insurance and who needs it? Disasters don't just happen to other people. Well they do, but they can most definitely, happen to you as well, so it's important you plan ahead should disaster strike. This is why it is important for...

Have you done your homework before buying a property?

Buying your first property is an incredibly exciting time.... But we can get caught up in the emotion and fail to do some essential homework! Prior to viewing a Property Arrange a mortgage planning appointment to ensure there will be no issues gaining a mortgage and...

Sick Pay For the Self Employed: Income Protection Insurance

Each year 1 million people in the UK find themselves unable to work due to serious illness or injury (money advice service 2017), and for those that are self employed there is no option of employer sick pay available. Income Protection Insurance is designed to pay a...

More Good News for First Time Buyers

Stamp Duty Axed for Most First Time Buyers   The Chancellor recently announced with immediate effect, that first time buyers will pay 0% stamp duty on the first £300,000 for property purchases up to £500,000 in the autumn budget. This will come as welcome news in...

How to repay your Mortgage early

A mortgage is probably the largest commitment that we will ever take out over the duration of our lives, and if taken out over 25 or 30 years we are never truly are free of the largest monthly commitment until it is repaid in full. Of course taking out a mortgage and...

The Mortgage Clinic

The Mortgage Clinic is a trading style of The Mortgage & Finance Clinic Ltd who are authorised and regulated by the Financial Conduct Authority, company registration number 784955

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Contact Us

The Mortgage Clinic
68-72 Newtownards Road
City East Business Centre
Belfast
BT4 1GW
028 9560 9410

The Mortgage Clinic
182 Lisburn Road
Belfast
Antrim
BT9 6AL
028 9521 9351

 

The Mortgage Clinic
322A Ormeau Road
Belfast
Antrim
BT7 2GE
028 9521 9349

The Mortgage Clinic
29 Union Street
Lurgan
Craigavon
BT66 8DY
033 0133 0758

 

The Mortgage Clinic
322A Ormeau Road
Belfast
BT7 2GE
028 9521 9349

The Mortgage Clinic
29 Union Street
Lurgan
Craigavon
BT66 8DY
033 0133 0758

 

@2019 The Mortgage Clinic | Site by Gekkoshot

City East Office - 68 - 72 Newtownards Road | City East Business Centre | Belfast | BT4 1GW | Tel: 028 9560 9410

Lisburn Road Office - 182 Lisburn Rd | Belfast | BT9 6AL | Tel: 028 9521 9351

Ormeau Road Office - 322A Ormeau Road | Belfast | BT7 2GE | Tel: 028 9521 9349

Lurgan Office - 29 Union Street | Lurgan | Craigavon |  BT66 8DY | Tel: 033 0133 0758

 

 

@2019 The Mortgage Clinic

City East Office

68 - 72 Newtownards Road

City East Business Centre, Belfast

BT4 1GW

Tel: 028 9560 9410

Lisburn Road Office

182 Lisburn Rd, Belfast

BT9 6AL

Tel: 028 9521 9351

Ormeau Road Office

322A Ormeau Road, Belfast

BT7 2GE

Tel: 028 9521 9349

Lurgan Office

29 Union Street, Lurgan

Craigavon

BT66 8DY

Tel: 033 0133 0758