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Remortgage Deals NI | New Mortgage options and Home Improvement Loans

Remortgage Deals NI | New Mortgage options and Home Improvement Loans

Homeowners – Need a New Mortgage Deal, Thinking of Remortgaging?

Arrange a Free Remortgage Consultation at a Time That Suits You

People decide to remortgage for many reasons:

  1. Existing deal coming to an end
  2. To get a lower interest rate
  3. To change a residential mortgage to a buy-to-let mortgage
  4. To borrow more money for home improvement loans
  5. To consolidate existing debt

Whatever your reason for re-mortgaging it is important to carefully consider that it is the best option for you at that time. Our remortgage advice will help you think through this decision at our Free Remortgage Consultation.

We DO NOT charge a fee for our initial mortgage advice!

Moving lenders is not always the right thing to do. It is important to consider fees involved – both those of the new lender and those of you existing lender, who may charge you to exit your current mortgage.

At your Remortgage Consultation..

At your Remortgage Consultation we will discuss your current circumstances and your main aim in re-mortgaging. This will help us to establish your needs and confirm if re-mortgaging is right for you.

It may not be necessary to change lenders as we can contact your existing lender, with your permission, to negotiate a better deal on your behalf. We will search the market to find which deal is best for you and then compare it to your existing deal, taking into consideration fees and charges that will apply.

Because we work with all the major UK lenders, as well as the local ones, you can be sure of independent mortgage advice, best suited to your needs. Each lender has their own lending criteria but our expert knowledge will make sure we find a solution that is matched to your own specific circumstances.

You will leave the Remortgage Consultation knowing that you are making the right decision – whether you change lenders or simply end up with a better deal with your existing lender.

Request a Callback

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Data notice:
You consent to us storing and using your name, email address, IP address and phone number for the purposes of responding to your enquiry. For more information please see our privacy policy.

We will never share your information with a 3rd party. We hate spam just as much as you do!

Why Choose Us

We are the Number 1 reviewed (five star) Mortgage Advice company in Belfast and beyond by Google. Contact us today for trusted advice.

We are familiar with the lending criteria for all of the major lenders, we look out for pitfalls and problems on your behalf and increase your chances of having a successful mortgage application.

We offer independent advice, and can find you the best deals available for your circumstances!

Book your free Initial Mortgage Planning Consultation

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So, what are the steps involved?

  1. After assessing your aims and needs we will recommend the best deal for your circumstances
  2. On you agreement we complete your mortgage application
  3. Lender reviews and processes the application
  4. Property valuation is carried out by the lender
  5. The lender issues a mortgage offer and completion is agreed
  6. We note the expiry date of your new deal and contact you around 3 months before that date to start the process all over again – giving you peace of mind that your mortgage deal remains the best for you.

You may have to pay an early repayment charge to your existing lender if you remortgage.

 

Buying your first home is an exciting time but choosing a mortgage adviser and getting mortgage advice can also be quite daunting. 

At The Mortgage Clinic we want to take away some of the worries you may have around the finances of buying a home. Our Free Initial Mortgage Planning Consultion does just that!

People move house for many different reasons. Whether you need to upsize or downsize or just fancy a change of scenery there is always lots to think about. At The Mortgage Clinic we want to answer the questions you may have around the finances of moving home. By using a mortgage broker like The Mortgage Clinic, we will help you shop for the best deal for your circumstances. Our Free Home Mover’s Mortgage Planning Consultation does just that!

The Mortgage Clinic was founded in early 2015 by Helmut Elstner, Mortgage Advisor who unlike the name suggests is from N.Ireland. It is a young and innovative company that provides independent free Mortgage advice. We have close links to the local property market and estate agencies, so you can be sure that we are true experts in the mortgage market!

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Your first meeting is FREE of charge.

If you instruct us to work on your behalf there will usually be a research and implementation fee. The actual amount you pay will depend upon your individual circumstances but a typical fee is £250 and this is payable when you instruct us.

Request a callback

12 + 1 =

Data notice:
You consent to us storing and using your name, email address, IP address and phone number for the purposes of responding to your enquiry. For more information please see our privacy policy.

We will never share your information with a 3rd party. We hate spam just as much as you do!

Why Choose Us for MortGage Rates NI

We are the Number 1 reviewed (five star) Mortgage Advice company in Belfast and beyond by Google. Contact us today for trusted advice.

We are familiar with the lending criteria for all of the major lenders, we look out for pitfalls and problems on your behalf and increase your chances of having a successful mortgage application.

We offer independent advice, and can find you the best deals available for your circumstances!

From Our Clients

"Cannot recommend this mortgage adviser highly enough. I came across Helmut’s website after searching online, and I am so pleased that I made contact. Being a first time buyer, I was apprehensive about the options available to me. My first point of contact in looking into a mortgage was with my own bank, I then compared this to a few other highstreet banks, but I was not pleased with the options that they were offering. When I first met with Helmut, I explained my financial position to him and he was confident that he could assist me. He found several mortgages that I was eligible for, and they were at a considerably different amount than the banks offered me initially." read more..

C. MCCabe, Crumlin

"As a first time buyer I was nervous about the house buying process. Helmut, mortgage advisor belfast at The Mortgage Clinic made the whole thing stress free and was very efficient with every detail. He organised both my mortgage and insurances, providing great mortgage advice and getting the best deals for me. I would like to thank Helmut for being so accommodating when meeting me and so meticulous meaning I didn’t have to worry about anything. I would definitely recommend anyone to use this service"

E. McNamee, Lurgan

"We sourced Helmut Elstner as our mortgage adviser. We were first time buyers and very new to the process. Helmut from The Mortgage Clinic was able to provide the guidance we needed and process all information in our home and at times that suited us. He was always in constant communication and was able to find us the best mortgage deals available in a very short space of time. His advice fee was very reasonable compared to any other mortgage adviser we had met. The mortgage he suggested was perfect for what we needed. The process felt much easier with Helmut on side and proceeded at a great pace. We would advise anyone to use Helmut from The Mortgage Clinic for any mortgage or financial needs, a five star service!"

J&M, Belfast

"I would highly recommend The Mortgage Clinic to anyone. Helmut dealt with my first mortgage and then re-mortgage in a very professional and efficient manner. Dealing with an independent mortgage advisor gave a flexibility to pick tailored product that worked for me. Helmut brought to my attention details I would have never considered and saved me a lot of money and hassle.
I felt well looked after and that my needs were the priority. The best mortgage advisor I have ever came across and I have high confidence in his services.
Thank you !"

Miss E Piasecka